1. Applicant must not have any unfavorable criminal history. Unfavorable criminal history will be determined by owner/agent.
2. Applicant must have a verifiable social security number. Persons from countries other than the USA must provide a Visa, Passport, or other legal documentation. An additional security deposit may be required.
3. Income to rent ratio must be a minimum of 3 times the monthly rent for Apartments and 3 ½ times for Single-Family Houses. Applicant must provide verification of employment of at least 6 months. If not, then 1-year previous employment. In lieu of employment, verification of income must be provided (previous year’s W-2 forms, court-ordered support). We must be able to verify employment start (and end) date as well as income.
4. If self-employed, the previous year’s tax return and a bank statement showing adequate cash collateral to cover rental expenses must be provided.
5. Negative rental, mortgage or employment information will disqualify an applicant.
6. Applicant must be the legal lessee and have favorable references from previous landlords of at least 1 year. Favorable is defined as: timely payment history, no violations of management rules, fulfillment of lease obligations, and no record of disruptive behavior. We reserve the right to reject an application based on unfavorable references from a previous landlord. Any application that has been the defendant in an eviction proceeding, or has an outstanding balance owed to another apartment community or landlord, will not be approved.
7. Application fee must accompany the application and is NON-REFUNDABLE.
8. Applicants must have the recorded and verifiable current credit status based on the following:
- Based on Appfolio’s credit screening, applicants may be denied based on credit. If Appfolio’s credit screening rejects an applicant based on credit, the recommendation will be overridden if the credit problems are exclusively medical.
- Credit score of 580 or above is required. If application meets all other criteria and credit score is in the range of 520-579, we may approve with an additional security deposit or co-signer.
- No established credit will require double security deposit or a co-signer.
- Applicants currently in Chapter 13 bankruptcies cannot be accepted. Applicants with a discharge bankruptcy (Chapter 7 or 13) must have at least one year of good credit and provide documentation of discharge.
9. Any material misrepresentation, omission, or falsification of information provided on this application may be grounds for denial of tenancy and/or immediate termination of any resulting lease.